A blonde woman walks into a bank in Manhattan and asks for the loan officer.
She says she’s going to Japan on business for three weeks and needs to borrow $3,000.
The bank officer says the bank will need some kind of security for the loan, so the blonde hands over the keys to a new Mercedes Benz. The car is parked on the street in front of the bank. She has the title, and everything checks out.
The bank agrees to accept the car as collateral. The bank’s president and its officers all enjoy a good laugh at the blonde for using a $110K car as collateral against such a small loan.
An employee of the bank then proceeds to drive the Benz into the bank’s secure garage and parks it there.
Three weeks later, the blonde returns. She repays the $3000 plus interest, which amounted to $17.38.
The loan officer asks, “Mam, we are very happy to have had your business, and this transaction has worked out very well, but we are a little puzzled. While you were away, we checked you out and found that you are very wealthy. What puzzles us is, why would you bother to borrow $3000?”
The blonde replied, “Where else in Manhattan can I park my car for three weeks for under $20 and expect it to be there when I return?”
[Not all blondes are dumb.]